OUR GUIDE TO HIKING AND TRAVELLING IN NEWFOUNDLAND AND LABRADOR
Welcome to our site, our attempt to make your journey and your stay a little easier and a little more enjoyable.
The island of Newfoundland is LARGE. It is the 16th largest island in the world, with an area of over 42,000 sq miles. It’s bigger than Cuba, or Iceland, or Ireland. It’s not a day trip.
If you’re just going to be here for three or four days, choose one area to visit, either the west coast of the island and Gros Morne National Park, or the East Coast of the Island and St. John’s and the Avalon Peninsula.
If you have ten days to two weeks, either come by boat to Port Aux Basques, take your time exporing the island, and either drive back to Port Aux Basques, or take the longer boat trip back to North Sydney via Argentia. Or, fly into Deer lake, rent a car, take your time doing West Coast, Gros Morne, St. Anthony and the Vikings, then drive on across the island making as many side trips as you have time for, and fly out of St. John’s. More and more people seem to be doing the latter.
You can EASILY spend two weeks on this Island. You will spend WAY more time in your car that you would have expected to, and you will find a dozen places and areas that you would like to explore more. Newfoundland has a thousand Peggy’s Coves (a popular spot for tourists in Nova Scotia), without the commercialism.
TYPES OF AUTO INSURANCE POLICY
Car insurance in Newfoundland is necessary after buying a new vehicle. State laws have made it mandatory to get a policy before applying for the vehicle’s registration. The insurance helps cover your vehicle in case of accidents. Below are types of insurance policies one can buy.
- Policy Coverage
Before buying any general car coverage policy, you should understand the coverage offered by it. Will the auto policy cover only you or will it also cover your passengers? Will the company pay for all the passengers or only for you and your family members in case of an accident? What will be the response if your son or daughter is driving your car? These are some of the questions you might ask before making any decision about purchasing a protection policy in Newfoundland.
- Auto Insurance Policies
When you approach companies, they will offer you many options. You will have to choose the one that suits you best. You will choose a policy that is better for you if you have proper knowledge about protection policies.
- Third party insurance
Third party insurance or liability insurance is the lowest form of insurance from all the general policies. You have to pay a minimal premium for this type of protection policy. The company pays for damage to a third party affected by accident of the vehicle insured. The amount to be paid is decided beforehand when you buy this type of auto insurance policy.
- Comprehensive insurance
Comprehensive insurance and fully comprehensive insurance are the car insurance policies that provide more coverage than third party insurance. In this case, you and your vehicle are fully covered. The auto insurance company pays for the repairs of the vehicle insured in case of an accident. The auto insurance company may also offer you the market value of the vehicle if the repair estimates are too high. You will pay an extra premium if you opt for a full comprehensive auto insurance policy.
Similarly, personal injury protection, medical pay, and no fault coverage vary regarding coverage and premium. Your state laws may mandate a personal injury protection insurance policy, so check before purchasing your policy. A medical pay auto insurance policy covers all of the medical expenses in case of an accident or collision of the vehicle insured.
- No-fault coverage insurance policy
A no-fault coverage insurance policy may be a better option for you, as the insurance company will pay the damage costs regardless of who is at fault. You may feel satisfied by opting for this type of insurance policy, as all your family members and friends are covered with this policy.
An uninsured or underinsured motorists’ coverage automobile insurance policy is another option for you, which will cover you in all cases whether the person at fault is insured or under-insured. Chances are that you still do not have to pay extra for this coverage.